Creating a web site that has “secure” components requires more than slapping together some web pages and adding an SSL Certificate.  All a certificate really does is create a thin veneer of security — one that does not go very far to protect whatever sensitive data necessitated security in the first place.  In fact, naive attempts at security can ultimately make the data less secure and more likely to be compromised by creating an appetizing target for the unscrupulous.

So, beyond paying big bucks to hire a developer with significant security expertise, what do you do? Start with this article — its purpose is to shed light on many of the most significant factors in secure web site programming/design and what you can do to address them.  At a minimum, reading this article will help you to intelligently discuss your web site security with the developers that you ultimately hire.

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The Secure Socket Layer, SSL for short, is a protocol by which many services that communicate over the Internet can do so in a secure fashion. Before we discuss how SSL works and what kinds of security it provides, let us first see what happens without SSL.

Life on the Internet without SSL

Let us compare communications between computers on the Internet and communications between people over the telephone. Without SSL, your computer-to-computer communications suffer from the same security problems from which your telephone communications suffer:

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