Credit Card Services
LuxSci started saving over $3000/mo immediately on switching to CCS
Credit Card Services (CCS) is a minority, veteran, and woman-owned business located just outside of Cleveland, Ohio.
How can the Pricing be so Good? - Interchange Plus!
There are over 400 different kinds of credit cards and each one has a different basic fee that the credit card company charges the vendor for accepting it. This is the "Interchange" fee and it can range from 1% to 4% or more. Your normal credit card processor "simplifies" your pricing by setting a high rate that is above all these interchange rates -- so they make money on all transactions and so you have a simple price point.
These processors make a lot of money because most cards have interchange rates well below your fixed set fee.
CCS offers "Interchange Plus" pricing. This means that the fee you are charged is simply this interchange plus a small percentage, e.g. 0.5%. Thus your rate varies from card to card, you get a much smaller rate overall, and CSS makes a fixed small percentage on each transaction -- rather than the variable but much larger average profit made by their competition.
Low Interchange Plus pricing combined with very low corporate overhead makes it virtually unprofitable for any other company to do better for you.
Is it hard to change?
Its amazingly easy to change credit card processors:
See what CCS can Save You
To get started and see how much CSS can save your business, you just need to fill out the attached form and upload copies of your last 2 credit card processing statements for analysis.
CCS will get your information and determine approximately how much you should save monthly, based on your business and their pricing. You will also save an additional 10% off CSS's fees due to LuxSci's relationship with CCS.
$100 Guarantee. If you send in your business information and recent statements though here, LuxSci itself guarantees that you will be given an expected processing percentage rate per swipe* lower than that which you currently have.
1. Merchant Contact
5. Contact CCS Directly
If you would like to contact CCS directly with questions, please do!
If you talk to them directly, sure to mention "LuxSci10" to get 10% extra off of your credit card processing fees!
*Excludes the following fees: statement, PCI, online access, gateway. However, these fees are included in your analysis so that you can make a fully informed decision on what solution is best for you. Applies to U.S. companies only.